Logical explanation of why Intelligent and hardworking people cannot create wealth. Imam Ali said "Mujahy herat hay, insaan mehnat mein rizq talash karta hay, jabkay rizq sakhawat mein hay" means, hard working does not have the rizq which you can find in charity. You make money with charity. Not with hard work. If hard working people were supposed to create wealth then 97% of hard working population of the world would have been millionaire. Now let's talk about intelligence. Imam Ali said "Allah